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Personal lines
900173-00
Personal umbrellas and trusts
We have an insured who has put all his assets into a living trust. He has personal auto, homeowners, and umbrella policies with us. The company has changed the named insured on the personal auto and homeowners policies to reflect the trust, but it refused to do so on the umbrella. Would the umbrella still provide excess coverage over these policies, since the named insured is not the same?