Ask PIA

Ask PIA is a members-only searchable database featuring hundreds of member questions answered by our highly-qualified technical specialists

Browse by topic

Auto no-fault

310117-00

Which state’s PIP applies?

What determines the state in which personal injury protection benefits will apply? For example, if we have an insured in New Jersey who has an officer with a company car who lives and garages the vehicle in New York state, which benefits will apply? In New York, the benefits follow the car; and New Jersey, the benefits follow the individual.

310533-00

Basic PIP vs. Added PIP coverage

Besides the increased limits, what are some differences between Basic PIP and Added PIP?

900055-00

Pennsylvania no-fault

The Pennsylvania PIP benefits appear to be very similar to New York where the PIP benefits follow the car. Please confirm.