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Contracts and agreements
Covenants not to compete
I found covenant-not-to-compete language in a Florida producer contract, and I’d like to insert it into a Connecticut contract with a producer I’m hiring—will it be upheld?
Binding restrictions
I recently spoke with my underwriter and discovered that the insurance carrier has suspended my binding authority. This suspension occurred after its underwriter completed the development of the change I submitted. Is this allowed?
Company seeking agents’ business data
What is the propriety of a company asking our agency to share with it information about the business we write with other companies?
Carrier website agency agreements
Quite often, when a carrier updates its website, there appears to be a contract or agreement that we must accept before advancing on their website. By accepting these new terms, am I amending my carrier-agency agreement?
Book of business owner
In a carrier-agency relationship, does the book of business (clients’ names, policy information, and expirations) that the agency submits to the carrier belong to the agent or the carrier?