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Coverage issues

60146-00

Change in hurricane deductible

We have a carrier that has changed our insured’s hurricane deductible, without their request, on renewal. This is not considered a coastal risk. The only way we knew of this was by going through the entire policy and we saw that the deductible was changed. Aren’t carriers supposed to notify an insured when coverage is changed like this?

900319-00

Coinsurance on a business income policy

What does the coinsurance value of 125% on a Business Income policy mean?

900441-00

Business interruption—curfew

Will business interruption coverage apply to income losses resulting from the orders of curfew?