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Cancellation / nonrenewal issues

60020-00

Improper nonrenewal procedures

One of my companies sends out nonpayment cancellation notices before the premium is due, as part of its billings. This is very confusing to our customers, and we end up having to explain the situation. Is this procedure allowed?

60135-00

Refusal to write based on applicant’s age

In Connecticut, an insurer which writes a homeowners or personal auto policy is refusing to write a personal umbrella policy on the basis of the applicant’s age. We thought this was discrimination and not allowed?

900281-00

Cancellation at policyholder’s request—effective date

Is a company required to cancel flat when the policyholder presents evidence that another policy was obtained for the same risk, and became effective on the date the policyholder wants to cancel?