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Life/health
Pre-existing condition
We have a small group health insurance client with 34 employees. We are putting this client into a new plan. One employee (who has been covered under the employer’s previous plan) has an ongoing health condition that requires treatment. How do we handle this pre-existing condition?
Charging fees for health insurance in New Jersey
I am a health insurance producer. I’ve heard that I can charge a fee in addition to receiving a commission on some sales. I’m not sure if it is small or large group sales that this applies to. Can you clarify this for me?
COBRA basics
Which employers are subject to COBRA rules? How long does COBRA entitlement last?
Small business healthcare tax-credit eligibility
In order to determine if you qualify for the small business healthcare tax credit, you will need to answer a few simple questions:
- Do you have fewer than 25 full-time employees?
- Do those employees have an average wage below the annually indexed threshold (adjusted each year for inflation)?
Health insurance premium rebates
We received a rebate from our health insurance company because they did not meet the 80/20 rule under the federal Affordable Care Act. What can I, as the employer, do with the money?