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Life/health

290058-00

Pre-existing condition

We have a small group health insurance client with 34 employees. We are putting this client into a new plan. One employee (who has been covered under the employer’s previous plan) has an ongoing health condition that requires treatment. How do we handle this pre-existing condition?

290267-00

Charging fees for health insurance in New Jersey

I am a health insurance producer. I’ve heard that I can charge a fee in addition to receiving a commission on some sales. I’m not sure if it is small or large group sales that this applies to. Can you clarify this for me?

900127-00

COBRA basics

Which employers are subject to COBRA rules? How long does COBRA entitlement last?

900366-00

Small business healthcare tax-credit eligibility

In order to determine if you qualify for the small business healthcare tax credit, you will need to answer a few simple questions:

  1. Do you have fewer than 25 full-time employees?
  2. Do those employees have an average wage below the annually indexed threshold (adjusted each year for inflation)?
900445-00

Health insurance premium rebates

We received a rebate from our health insurance company because they did not meet the 80/20 rule under the federal Affordable Care Act. What can I, as the employer, do with the money?