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Life/health
Newborn coverage
We have noticed that health insurance companies have various procedures when it comes to covering newborns. Some require the insured to provide notification, some require notification plus the payment of an additional premium, and some impose a separate deductible on the child’s coverage. What are the rules governing newborn coverage?
New York health insurance continuation
Is New York’s health insurance continuation law the same as COBRA?
Notice of group health plan termination
What notice is an employer required to give to employees, when it terminates its employees’ group health plan?
Sharing commission on exchange business
I’m a property/casualty broker who takes care of my clients’ health insurance needs by brokering that business through another person who, in exchange for the referral, shares commission with me. This other broker will be getting certified for the exchange. Do I need to be certified, too, to receive commissions?
COBRA basics
Which employers are subject to COBRA rules? How long does COBRA entitlement last?
Small business healthcare tax-credit eligibility
In order to determine if you qualify for the small business healthcare tax credit, you will need to answer a few simple questions:
- Do you have fewer than 25 full-time employees?
- Do those employees have an average wage below the annually indexed threshold (adjusted each year for inflation)?
Health insurance premium rebates
We received a rebate from our health insurance company because they did not meet the 80/20 rule under the federal Affordable Care Act. What can I, as the employer, do with the money?